Toys, big screens, kitchenware, high tech gadgets, new car…
How about a home?
Well, it might be simpler said than done but why not? Is it
due to credit concerns, lack of funds for a down payment, or just concerns about
taking on the additional responsibility?
If there isn’t anything keeping you
from taking the next step, now is a great time to do so. Interest rates are
still relatively low and so are prices, especially in the DFW area. Did you
know that if you’re currently paying $1,400 in monthly rent, that you will have
paid over $50,000 in 3 years with nothing to show for it at the end of your
lease. So if you’re ready to ditch the monthly rent for a monthly mortgage
payment, here are a few steps to get you started:
a good look at your finances and see where you stand. Do you have enough saved
up to at least cover a 3.5% down payment and some of your closing costs?
so, identify a payment amount that you’d be comfortable with every month and
stick to it. Avoid maxing out your budget!
up with a Real Estate Agent that you feel comfortable working with and takes
the time to listen to you and what you want in your future home.
pre-approved by a mortgage lender. Don’t wait until you find the home of your
dreams to do so. What if there’s something that the lender will require in
order to provide a pre-approval?
your search and don’t forget to have some fun while at it!
In the case that you are not quite ready to start right now,
don’t get discouraged. Make 2014 your year to work towards that goal! One year
is sure better than 2 or 3. There are also new programs available in our area
where you can select a home that is currently on the market, work with an
investment company to purchase it, and then lease from them with the option to
purchase when you’re ready in 1-3 years.
You must qualify for this program and some restrictions do apply, but it
is one other option to help you attain your goal of home ownership.
Author:Stacy Lynn Massar Phone: 214-649-3686 Dated: December 30th 2013 Views: 3,105 About Stacy Lynn: Stacy Lynn has been in the real estate industry since 2002 when she became a licensed agent and loan...
JP And Associates REALTORS (JPAR) is one of the top 100 independently owned brokerages in the US. A full service real estate brokerage firm specializing in real estate sales and marketing services with multiple offices across the US and expanding quickly. JPAR is also one of Real Trends top 500 Brokerages in the US for volume and sales and in the top 1% in the US for sales.
Our mission is to provide extraordinary services and exceed our clients’ expectations by always committing to the highest levels of professionalism, ethics and standards in the real estate industry.
JP and Associates REALTORS is a real estate company with a solid structure and foundation built around service and productivity. We believe in providing a fun and rewarding environment for all our REALTORS® and therefore always ready to support our REALTORs® Associates in any market and in any condition. All our REALTORs® will always strive to close more transactions in a given year than the average REALTOR®. Our goal is to recruit and retain the most professional, better trained REALTORs Associates in the local market.
If you are interested in a new career in real estate or already have a real estate license but wish to learn more about our company please contact us directly to set up an interview. We offer our agents a 100% commission plan, company leads, training and mentoring and coaching from TOP Producers with no office, desk fees or monthly marketing fees ever. We are a full service brokerage at a transaction fee cost.
At JP And Associates REALTORS we strive to exceed our Clients AND our Associates expectations.
General Inquiries: email@example.com
Office Number: 1 (800) 683-5651
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I read recently that the CEO of Zillow.com, Spencer Rascoff collected
"Pam Hart Smith represented us very well when we bought our home. She had our back. Her expertise, professionalism, and patience calmed our nerves. She shared her wealth of knowledge and contacts, worked hard, and we are grateful. "