To often people are misinformed about what it really takes to secure a mortgage loan to purchase a home. What is the minimum FICO score requirement, how is the Debt-to-Income ratio calculated or how much money down is needed for closing? Knowing the correct answers to each of these questions is key to clearly understanding your personal ability to obtain approval for a mortgage loan.
Click the link below to an article that highlights some of these misunderstandings and provides industry averages for reference. It's key to be clear on all of these requirements and what loan structure best meets your budget needs and personal situation. That's why I partner with the best lenders in the business who can provide you with the accurate information you need and guidance on how to best position yourself to secure your loan approval. Contact me with any questions and to connect with one of my preferred lender partners...we are here to help!!
"Trenton was just the opposite and exceeded my expectations above and beyond all others. He had more knowledge, skills, and expertise then any of the agents I met or worked with that had several years of experience. He acted quickly and in the same day of us speaking, he found EXACTLY what I was looking in the first list that consisted of two homes. I liked one of the two homes, and he made time the next day to show me the home. I loved it and made an offer immediately, which was accepted three days later...on my birthday. I closed 35 days later, only because the Seller's needed more time to find their new home. "