How can buyers increase their chances of securing a loan?
Knowing that the road ahead is rough, would-be home buyers need to be on their game and get pre-qualified or pre-approved for a loan. You can make a better deal if you have your finances arranged ahead of time. Buyers should also know their credit score and do what they can do to make it as high as possible. And you should pay off as much debt as possible before seeking a loan—applicants’ debt-to-income ratio is a big factor in whether you gain approval for the loan.
Buyers should also shop around to figure out which local lenders are offering promotions or mortgages with lower credit requirements. Do your homework and do your legwork, You need to put as much effort in finding the right mortgage for you as you do in finding the perfect home.
Author:JP Piccinini Phone: 480-980-9025 Dated: April 3rd 2016 Views: 167 About JP: JP Piccinini is an entrepreneur, philanthropist, proud dad and the Founder, Broker and Owner of JP a...
JP And Associates REALTORS (JPAR) is one of the top 100 independently owned brokerages in the US. A full service real estate brokerage firm specializing in real estate sales and marketing services with multiple offices across the US and expanding quickly. JPAR is also one of Real Trends top 500 Brokerages in the US for volume and sales and in the top 1% in the US for sales.
Our mission is to provide extraordinary services and exceed our clients’ expectations by always committing to the highest levels of professionalism, ethics and standards in the real estate industry.
JP and Associates REALTORS is a real estate company with a solid structure and foundation built around service and productivity. We believe in providing a fun and rewarding environment for all our REALTORS® and therefore always ready to support our REALTORs® Associates in any market and in any condition. All our REALTORs® will always strive to close more transactions in a given year than the average REALTOR®. Our goal is to recruit and retain the most professional, better trained REALTORs Associates in the local market.
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Coming up with a down payment strategy can be difficult for some buyer
""Michael was extremely knowledgeable about real estate. He listened to our want and needs. We were able to land an offer on our home in less than a week and move into a new home shortly after. This market is tough but Michael is diligent and works hard so everything seems easy.""