Four Steps to Prepare For Buying A Home

Four Steps to Prepare For Buying A Home

This article actually made purchasing a home seem simple....and it really can be.  According to Yahoo! and US News and World Report you have to do first things first....

1. Find out how much home you can afford. You could start with a mortgage calculator that you can find online.  We have amazing lenders at JP and Associates Realtors but they need as much information from you as you can give them.   Sometimes putting your financial stats out there is like going to the doctor.  But trust me, these peopel do this everyday and like doctors they have seen it all and they are there to help you.  That brings us to our next step.  

2. Get pre-approved. Take the time to get pre-approved before you begin looking at homes. In fact, many real estate agents won't work with you until you have received pre-approval for a mortgage. Regardless, you should look to get pre-approved anyway.  Trust me, it's nothing personal.  Think of the families that have to get out of the house, some take their animals, they have to get the house show ready etc.  Ok, that was my experience in a bad market in another city.  Sitting at Sonic  for 2 hours in cold weather with my then 5 year old son and 2 dogs wasn't that fun.  It made it really a bummer to find out the people did like the home, they just didn't qualify.  But I believe that experience makes me a better Realtor today.  

3. Find a real estate agent. These days you need to find a real estate agent.  This may seem a little self serving...but it's true.   Your agent acts as your representative, provides you with information about market prices, and helps you find a home.  This is important..... if you feel uncomfortable with a real estate agent, keep looking.  Believe it or not, our work is about relationships and it's important that you feel who you work with has your best interest in mind.

4. Take stock of your financial situation, again.  After following each of these steps, look at your available income one more time, and review your short- and long-term financial goals.  

According to the website MoneyCrashers, interest rates are at record lows, and many homeowners have priced their homes to sell. Many buyers who waited for rock-bottom prices know that now is the time to buy.

One more thing....I am thankful for those carhops at Sonic!  They were very kind and got to know me, my son and my two dogs!  

Jill Elliott is a real estate agent with JP and Associates Realtors.  She specializes in residential real estate in Frisco, Plano, The Colony and Little Elm.  You can contact her at 469-500-1300 or JillElliotthomes.com


Jill Elliott Headshot
Author:
Phone: 469-500-1300
Dated: January 12th 2012
Views: 3,219
About Jill: When you choose to work with Jill expect a blast of energy, dedication and commitment unmatched in t...

Property Search








RSS Feed

View our latest blog posts in your RSS reader. Click here to access. RSS

Search Blog

Recent Blogs

Strong Housing Stats For Anna TX In 2016 - The Anna housing market had a stron
What Does A Sellers Agent Do - It's the job of the seller's agent t
Walsh Community Technology Update - For a price already included in HOA
Will Housing Affordability Be A Challenge In 2017 - Some industry experts are saying tha

Our Bloggers

Comprar Casa DFW * - 1
Kim Allman - 5
Cara Balderas - 30
Tami Bennett - 45
Jessica Boozer - 18
Rhonda Borgne - 1
Olivia Borowski - 1
Jennifer Boyd - 2
Deborah Boyd - 16
Jamie Brannagan - 1
Annette Bruen - 20
Moira Brunken - 11
Beverly Bryant - 23
Sherry Cabrera - 359
Ana Cantu - 1
Lisa Cardillo - 52
Bob Cardillo - 4
Shea Cargile - 12
Tori Cecil - 3
Lucina Cervantes - 11
Troy Copeland - 11
Gregory Cornett - 2
Angela Cotten - 57
Missie Craig - 12
Greg Cunningham - 2
Leah Ecob - 15
Kristine Edens - 3
Jill Elliott - 99
Laneal Ernest - 9
Nicole Espinosa - 27
Christopher Evans - 1
Heather Feragotti - 8
Mark Fischer - 2
Susan Florsch - 12
Jennifer Flynn - 6
Leslie Fogle - 101
Larry Frassinelli - 6
Chad Gabriel - 58
Malci Gariani - 1
Shalee Garza - 10
Cassie Gillock - 2
Ryan Gonzales - 3
Christina Gonzalez - 5
Wilma Goodwin - 2
William Graves - 5
Sandra Hunt - 74
Bill Hurd - 3
Gary Hutchings - 20
Rachel Jama - 47
Trenton Johnson - 15
Felicia Johnson - 78
Jemi Khan - 26
Leigh Klotz - 5
Amber L Johnson - 8
Michele Lafortune - 22
Wanda Lewis - 2
Mark Linder - 1
Noreen Lodhi - 9
Stacy Lynn Massar - 27
Hiwot Melaku - 1
Jennifer Menting - 17
Mikki Migis - 8
Richard Mikus - 1
Sean Moniri - 21
Naddia Morales - 10
Keith Moses - 9
Mark Mulch - 19
Erick Murphy - 6
Steve Murray - 1
Julie Nicholson - 10
Nikki Okpuzor - 3
Alan Oliver - 7
Kelly Oltmann - 4
Kaysone Orlando - 1
Holli Paddio - 3
Ancy Philips - 7
JP Piccinini - 48
Julie Ann Pickering - 85
Ann-Marie Pope - 2
Joshua Putman - 111
Mimi Rader - 1
Shelia Randolph - 33
Terri Anne Ray - 1
Teneka Ray - 1
Go 2 Girls Realty - 173
Bethany Rowan - 15
Kristi Roy - 1
Kelly Rumney - 9
Amy Jo Saenz - 3
Linda Scardis - 4
Sandy Setliff - 210
Christine Shannon - 29
Rene Sinclair - 27
Shelby Smith - 3
Bryce Smith - 5
Monica Solkhon - 1
Rodrigo Sotomayor - 16
Brent Stack - 1
Jenna Stanley - 9
Kelley Stubbs - 3
Melodie Sulgrove - 1
Seana Taylor - 205
Mary Taylor - 14
Julian Taylor - 17
Erica Taylor - 40
Angela Taylor - 1
Karla Terrell - 2
Joey Thomas - 2
Jason Todd - 24
Andrea Trimble - 55
Miguel Umana - 6
Staci Van Allen - 12
Diane Velez - 17
Debbie Viverito - 132
Nick Walton - 75
Spring Weeks - 8
Michael Worley - 160
Keisha York - 30
Debbie Zurita - 17

Saved Properties

This is a list of your favorite properties. We will email you if a property is reduced or leaves the market.

Click 'Save' to add a property to this list.

Register / Login

New & returning visitors please enter your information to login.

By clicking 'register' you are agreeing to our terms of use & giving us expressed written consent to contact you.

Questions? Comments? Complaints?

This message will go directly to the head of our team.

Location & Address

JP And Associates REALTORS
6175 Main Street #355 Frisco Texas 75034
Frisco, TX
972-375-9448
4692875503

Other Locations