As the real estate market heats up, prospective home buyers are finding that competition for desirable listings is heating up as well. Multiple contract presentations have again become the norm in many areas of the country. In order to have the best chance to purchase a home, it makes sense to present yourself in the best light to a seller. Getting a solid pre-approval will put you in a position to do exactly that. What is a "solid" pre-approval? A pre-approval lets the seller know that your full credit package has been reviewed and approved by a qualified underwriter. This is in comparison to a pre-qualification which represents an opinion from a loan officer in which all facets of the credit package have not been reviewed. The advantages of a pre-approval? There are several advantages to getting yourself in the right position to purchase:
No second guessing. You will know exactly the price of the home you can purchase.
Smoother sailing. Any potential problems such as credit issues can be put to bed before the contract is proposed.
Less stress. You will have 98% of the paperwork of the loan process out of the way before you purchase, making the home buying process much less stressful.
Less time. With only an appraisal needed to complete the process, you can go to closing more quickly. This gives you an advantage over the competition for a home.
More negotiating power. You will stand out from competitors who are not prepared. Those others can't compete against cash offers--thus you will stand alone in this regard.
Obtaining the home of your dreams at the price you desire can't be left to chance. With the help of your Realtor, a pre-approval will give you the help you need to be successful. Source: The Hershman Group
Author:Seana Taylor Phone: 940-337-1821 Dated: August 13th 2013 Views: 1,514 About Seana: Seana is a native Texan and has lived all over the Lone Star State. She & her family now call Frisco...
JP And Associates REALTORS (JPAR) is one of the top 100 independently owned brokerages in the US. A full service real estate brokerage firm specializing in real estate sales and marketing services with multiple offices across the US and expanding quickly. JPAR is also one of Real Trends top 500 Brokerages in the US for volume and sales and in the top 1% in the US for sales.
Our mission is to provide extraordinary services and exceed our clients’ expectations by always committing to the highest levels of professionalism, ethics and standards in the real estate industry.
JP and Associates REALTORS is a real estate company with a solid structure and foundation built around service and productivity. We believe in providing a fun and rewarding environment for all our REALTORS® and therefore always ready to support our REALTORs® Associates in any market and in any condition. All our REALTORs® will always strive to close more transactions in a given year than the average REALTOR®. Our goal is to recruit and retain the most professional, better trained REALTORs Associates in the local market.
If you are interested in a new career in real estate or already have a real estate license but wish to learn more about our company please contact us directly to set up an interview. We offer our agents a 100% commission plan, company leads, training and mentoring and coaching from TOP Producers with no office, desk fees or monthly marketing fees ever. We are a full service brokerage at a transaction fee cost.
At JP And Associates REALTORS we strive to exceed our Clients AND our Associates expectations.
General Inquiries: email@example.com
Office Number: 1 (800) 683-5651
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"We had a great experience with Kurt Hennington as our buying agent. We had very particular needs for our purchase and Kurt was invaluable to helping us find the right home for the right price. He kept up with us through the entire buying process up to and beyond closing. We would not have gotten our home at the price we got it for without him. Kurt's professionalism and client service is second to none!"