Mistakes A First Time Homebuyer Does Not Want To Make

Mistakes A First Time Homebuyer Does Not Want To Make

1.  Don't make huge purchases right before you close.  This happens to many times.  The lender says all is good your ready to go your approved for the home your just waiting to close.  Then you go out and buy new appliances and furniture for your new home.  Most of the time the lender will do one last check on your credit score before closing and now with these purchases you put on your credit card it could keep you from getting the home because your debt to income ratio has gone up.  I advise all my buyers not to make any purchases while we are in this process.  Wait until after closing if you need to make purchases for you home.  

2.  Get your finances in shape.  There are many more expenses than the down payment.  You need to have money for inspections, appraisal and home insurance.  Possibly Title insurance and loan origination fees.  

3.  Work with a trusted Realtor.  Make sure your Realtor is full time.  If they work another job it will be hard to get in touch with them and this could delay closings.   The agent can coordinate all timelines and make your closing experience a lot easier.  They know the job and what needs to be done.   

Make sure your Realtor sits down with you and explains the home buying process that way you know everything that is expected of you with the lender and your agent.  This is a team effort and for all to go smoothly it needs to be a Team effort.


Christine Shannon is a trusted Realtor in Collin County.  She has been selling Real Estate for over 10 years full time in the area.

972-824-9288  Cell







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Phone: 972-824-9288
Dated: December 10th 2015
Views: 622
About Christine: Buying or Selling With Team Christine Shannon Team Christine Shannon is For You Plano ...

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