There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that unless you are still living with your parents rent free, you are still paying a mortgage - either your mortgage or your landlords. As a paper from the Joint Centers for Housing at Harvard University explains: "Households must consume housing whether they own or rent. Not even accounting for more favorable tax treatment for of owning, homeowners pay debt services to pay down their own principal while households that rent pay down the principal of a landlord plus a rate of return. That's yet another reason often does - as Americans intuit - end up making more financial sense than renting. " Also, if you purchase with a 30 year fixed rate mortgage, your housing expenses' is locked in over the thirty years for the most part. If you rent, the one guarantee you will have is that your rent will increase over that same time thirty year time period. (article from KCM) If you would like more information on purchasing a home, please feel free to contact me at anytime. I'm a Realtor living in Frisco, Texas but work all over the Dallas area. I work with a lot of first time home buyers and would love the opportunity to help you secure your first home.
Author:Debbie Viverito Phone: 972-836-9295 Dated: November 4th 2014 Views: 715 About Debbie: Debbie's knowledge of the Frisco and North Dallas area, homes and neighborhoods are just some of the...
JP And Associates REALTORS (JPAR) is one of the top 100 independently owned brokerages in the US. A full service real estate brokerage firm specializing in real estate sales and marketing services with multiple offices across the US and expanding quickly. JPAR is also one of Real Trends top 500 Brokerages in the US for volume and sales and in the top 1% in the US for sales.
Our mission is to provide extraordinary services and exceed our clients’ expectations by always committing to the highest levels of professionalism, ethics and standards in the real estate industry.
JP and Associates REALTORS is a real estate company with a solid structure and foundation built around service and productivity. We believe in providing a fun and rewarding environment for all our REALTORS® and therefore always ready to support our REALTORs® Associates in any market and in any condition. All our REALTORs® will always strive to close more transactions in a given year than the average REALTOR®. Our goal is to recruit and retain the most professional, better trained REALTORs Associates in the local market.
If you are interested in a new career in real estate or already have a real estate license but wish to learn more about our company please contact us directly to set up an interview. We offer our agents a 100% commission plan, company leads, training and mentoring and coaching from TOP Producers with no office, desk fees or monthly marketing fees ever. We are a full service brokerage at a transaction fee cost.
At JP And Associates REALTORS we strive to exceed our Clients AND our Associates expectations.
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Office Number: 1 (800) 683-5651
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"Kim Sherman was exactly what we needed in a realtor. She helped us find our first home which could not have been an easy task. We didn’t realize how picky we were until we started the hunt. She was always positive and patient with us. I think one thing that helped us especially was her knowledge of building and remodeling houses. She’s done so much work in a home that she has an awesome knowledge and was able to guide us on things we didn’t know much about. To top it all off she was awesome with our two-year-old. I was terrified of buying a home and Kim made the entire experience become a wonderful and treasured memory. "