REASONS TO OWN A HOME

REASONS TO OWN A HOME

There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage.  Everyone should realize that unless you are still living with your parents rent free, you are still paying a mortgage - either your mortgage or your landlords.  As a paper from the Joint Centers for Housing at Harvard University explains:
"Households must consume housing whether they own or rent.  Not even accounting for more favorable tax treatment for of owning, homeowners pay debt services to pay down their own principal while households that rent pay down the principal of a landlord plus a rate of return.  That's yet another reason often does - as Americans intuit - end up making more financial sense than renting. "
Also, if you purchase with a 30 year fixed rate mortgage, your housing expenses' is locked in over the thirty years for the most part.  If you rent, the one guarantee you will have is that your rent will increase over that same time thirty year time period.  (article from KCM)
If you would like more information on purchasing a home, please feel free to contact me at anytime.  I'm a Realtor living in Frisco, Texas but work all over the Dallas area.  I work with a lot of first time home buyers and would love the opportunity to help you secure your first home.


Debbie Viverito Headshot
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Phone: 972-836-9295
Dated: November 4th 2014
Views: 776
About Debbie: Debbie's knowledge of the Frisco and North Dallas area, homes and neighborhoods are just some of the...

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