It can be a very scary process for first time home buyers when making such a large purchase for the first time. As a buyer, it's important to understand what you can afford. As a realtor, we have to have a preapproval letter before we can submit an offer on a property that you want. So, we work together with a lender to help us determine the price range you will be able to afford. For that to happen, you have to choose a lender that you feel comfortable talking to about your fiances, debts, income, etc. Lenders are really the first step for you and the agent to be able to determine if you are ready to buy right now OR if you may need to wait a couple of months longer to clear up any financial issues. I work closely with Kevin Johnson which is with Service First located at the Shops of Legacy in Plano. He's an excellent lender that I send most all buyers that are ready to purchase right now OR have some financial issues that need to be addressed before a home can be purchased. Kevin helps us determine this. He will talk to buyers by phone or in his office. He wants the buyers to be comfortable understanding this crucial piece of the lending process. Once the preapproval letter is generated, I come back into play and start showing you homes! That's the very exciting part for all of us!
Please feel free to contact me with any questions at all. It is a fact that buying a home is cheaper in the long run, so why not buy if you can? We can help you determine such and we are happy to do so!
Author:Debbie Viverito Phone: 972-836-9295 Dated: September 25th 2013 Views: 1,736 About Debbie: Debbie's knowledge of the Frisco and North Dallas area, homes and neighborhoods are just some of the...
JOBS!If you want it in Black & White, here it is. With many large comp
"If you are looking to find your dream house, I would highly recommend Ms. Mendez as your agent! She is so attentive to your wants and needs in finding the perfect home. She was always quick to make things happen for me! She always answered my questions, always on time and was always looking out for my best interest! Its hard to find agents who genuinely want to find the best home for you, and who are honest and have INTEGRITY."