It can be a very scary process for first time home buyers when making such a large purchase for the first time. As a buyer, it's important to understand what you can afford. As a realtor, we have to have a preapproval letter before we can submit an offer on a property that you want. So, we work together with a lender to help us determine the price range you will be able to afford. For that to happen, you have to choose a lender that you feel comfortable talking to about your fiances, debts, income, etc. Lenders are really the first step for you and the agent to be able to determine if you are ready to buy right now OR if you may need to wait a couple of months longer to clear up any financial issues. I work closely with Kevin Johnson which is with Service First located at the Shops of Legacy in Plano. He's an excellent lender that I send most all buyers that are ready to purchase right now OR have some financial issues that need to be addressed before a home can be purchased. Kevin helps us determine this. He will talk to buyers by phone or in his office. He wants the buyers to be comfortable understanding this crucial piece of the lending process. Once the preapproval letter is generated, I come back into play and start showing you homes! That's the very exciting part for all of us!
Please feel free to contact me with any questions at all. It is a fact that buying a home is cheaper in the long run, so why not buy if you can? We can help you determine such and we are happy to do so!
Author:Debbie Viverito Phone: 972-836-9295 Dated: September 25th 2013 Views: 1,788 About Debbie: Debbie's knowledge of the Frisco and North Dallas area, homes and neighborhoods are just some of the...
JP And Associates REALTORS (JPAR) is one of the top 100 independently owned brokerages in the US. A full service real estate brokerage firm specializing in real estate sales and marketing services with multiple offices across the US and expanding quickly. JPAR is also one of Real Trends top 500 Brokerages in the US for volume and sales and in the top 1% in the US for sales.
Our mission is to provide extraordinary services and exceed our clients’ expectations by always committing to the highest levels of professionalism, ethics and standards in the real estate industry.
JP and Associates REALTORS is a real estate company with a solid structure and foundation built around service and productivity. We believe in providing a fun and rewarding environment for all our REALTORS® and therefore always ready to support our REALTORs® Associates in any market and in any condition. All our REALTORs® will always strive to close more transactions in a given year than the average REALTOR®. Our goal is to recruit and retain the most professional, better trained REALTORs Associates in the local market.
If you are interested in a new career in real estate or already have a real estate license but wish to learn more about our company please contact us directly to set up an interview. We offer our agents a 100% commission plan, company leads, training and mentoring and coaching from TOP Producers with no office, desk fees or monthly marketing fees ever. We are a full service brokerage at a transaction fee cost.
At JP And Associates REALTORS we strive to exceed our Clients AND our Associates expectations.
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Office Number: 1 (800) 683-5651
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Plano Best City for Families, wallethub.com, 2014 Best S
"Mayra Ruiz,has been my agent for many years.When i first found out she wad in real estate i automatically called her for my first home. I would tell her what i wanted and in no time she did not hestitate to send me a listing of homes.She is very motivated out going person as well professional. About a year ago I had ask her to find me rental homes without any hesitation she said yes.Within a week of searching she was able to find me a rental as if today I am still here.When I am ready to buy a home I will definitely contact Mayra Ruiz. I will most definitely refer anyone to her.