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Find an Experienced Real Estate Broker or Agent

 Buying a first home is a complex process. An experienced real estate broker or agent will assist you all through the search, comparable homes sold  making an offer, inspection, repair, and appraisal processes, as well as help you find the best value, neighborhood,and quality for your budget and requirements.

 The sellers real estate broker pays your broker or agent out of the loan proceeds. If you don’t use your own agent, the sellers broker keeps the commission, so you might as well avail yourself of professional advice. Your real estate broker or agent works in your best interest. In this article you will find what to expect and how to think long term. When represented by a informed real estate agent it will make you see things in a different perspective.


Don’t expect perfection

 There’s no perfect home. You may want all the latest amenities of a new home, but even new homes come at a price, perhaps longer commutes and bigger price tags. Many sellers don’t repaint or recarpet prior to selling, so if you’re shopping for an older home, expect to do some cosmetic work.

 Homes that need updating are priced below homes that are up to the minute and move-in ready. That could be to your financial advantage, so try to look beyond outdated fixtures and focus instead on the floorplan and dimensions. Ignore the seller’s tastes and imagine each room clean and clear of clutter and with your own things in them. Most cosmetic changes are relatively inexpensive, and you can even pay for them with your mortgage loan, in some cases. Talk to your lender.

Think long-term investment

 Buying a home can be a wise financial investment, if you buy right and hold your home for long-term gain. Because of closing and moving costs, it’s nearly impossible to buy a home and sell it immediately for a large gain, but it is possible to sell after a couple of years with no capital gains tax, should you make a profit.

 According to the National Association of REALTORS®, home equity growth beats inflation by about oneto two percent annually, not to mention government subsidies for home ownership in the form of tax relief and other incentives.

 However, if you look at owning a home strictly as an investment, you’ll miss many pleasures. With the dramatic rise and fall of housing prices over the last decade, consumers have new respect for homes as investments. But the flip side, is that your investment is still a home, one you’re likely to occupy for several years or more.



 According to the annual Profile of Home Buyers and Sellerscompiled by the National Association of REALTORS®, the primary reason buyers cite for purchasing a home is simply the desire to own, followed closely by the desire for more space, and a change in the family situation. For most people, buying a home is more about giving household members more comfortable living arrangements and putting them closer to jobs, favorite activities, other family and friends. What are your goals for buying a home? You might want a better home and neighborhood. You might want a different kind of living experience, such as moving from an apartment to a single-family home with a private garage and yard. Your family may be growing, so you have to think about school districts and proximity to parks and other recreation.

 If you’re not certain, you might think about what would change about your situation if you became a homeowner. You’ll definitely be more established. If you’re like most homebuyers, you expect to stay in your new home about 10 years.


 You’ll also build equity for yourself, instead of for someone else. Every payment you make, plus the rules of inflation will eventually allow you to recoup most if not all of your investment, or make a profit when you sell. Affordability may also be an important factor for you. The combination of low interest rates and low prices allows you to buy more home for the money. Rents are rising, making ownership more affordable than renting in many areas, especially when you factor in tax incentives such as mortgage interest deductions and property taxes allowable as deductions against your income.


When you buy, make your goals long-term. Choose the home you think will serve your household’s needs the best for the longest period of time, as it’s been proven that the longer you own a home, the more equity you’ll build. Today’s market conditions and affordability, make it more likely that you will reach your homebuying goals, no matter what they are.




                                                           Contact ME: positive, helpful partner for buying or selling a home:

  •  Trusted resource for answers about the process

  • Innovative marketing strategies

  • Expertise about neighborhood features

  • Ability to target home searches

  • Strong negotiation skills

  • Support through the closing and beyond


                                                                                                     COMMUNITY INFORMATION

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                                                           Information provided courtesy of Holli Paddio-HP- Powerhouse Realty Group

                                                                              Hire the professionals to help you find your next home!

                                                      Call  469-316-3989  for more information on Buyer's Services (AT NO COST TO BUYERS)

                                                             Search DFW homes in  MLS for FREE at www.hppowerhouserealty.com

                                                       Get a FREE HOME VALUEREPORT  at www.hppowerhouserealty/sell


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Phone: 469-316-3989
Dated: September 8th 2016
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About Holli: Hello, I would like to take a moment to introduce myself. My name is Holli Paddio with HP - Pow...

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JP And Associates REALTORS
6175 Main Street #355 Frisco Texas 75034
Frisco, TX

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