What Is Title Commitment

What Is Title Commitment


The Commitment for Title Insurance consists of four schedules: A, B, C and D


Schedule A contains: 

● commitment date 

● proposed insured (lender and/or purchaser) 

● amount of title insurance coverage 

● the legal description of the property 

● how title to the property is vested (who owns the interest in the property and the type of interest) 


Schedule B contains exceptions to coverage. These items that currently and may always affect the property, for example: 

● deed restrictions 

● easements 

● building lines 


Schedule C shows items to be resolved prior to closing. Some examples are: 

● existing liens 

● bankruptcies 

● abstract of judgments 

● marital status issues 

● probate issues 

● vesting problems 

● mechanic’s lien affidavits 


Schedule D is a required regulatory disclosure of the officers of the Title Company and 

Underwriter and also discloses the premiums to be charged for the policy(ies) and the 

beneficiary(ies) of such premiums. 


This information is being provided as a courtesy and does not constitute legal advice. 

Please consult an attorney regarding specific questions.


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Phone: 940-368-1306
Dated: August 13th 2015
Views: 979
About Deborah: My family has lived in North Texas for generations so I personally know the residential areas of Fri...

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972-375-9448
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